Mama C, I feel your pain! I truly do! I am still paying off medical bills from 10 years ago. Not because I refused to pay for them but because of several reasons.... the INSANE cost of medical care, having to be seen by numerous Drs for the same problem but them refusing to treat unless they share my dollar with 3 other Drs before they treat, unwarranted blood tests and medications etc.... I can go on and on here!
Our latest is 1 vaccine for our daughter when she was around 12 mnths old or so. We were not told that our Well Baby through our health insurance company was maxed out and she had no coverage for this again until she is 2yrs old then... the Dr did the shot and then billed us $800!!!!!!! YEP- That is $800 for ONE shot!!!! The same shot had I known I was maxed out from billing errors I could have had done for free at the health dept. Now had the Drs office billed our insurance correctly the prior 12 months for appts I would have had that covered but there is no fixing it- I have tried for months now! So that is $800 out of pocket for me! It is freakin insane!
We also just got sued from a hospital for not paying our bills in a timely manner.... but when you have 15 places all trying to get $ from you the dollar only stretches so far! The hospital also opens a new acct each visit. So for my sons accident, my daughters birth and being in NICU, then my son breaking his leg and what have you- each one is a new acct... so that is $20 for each acct I have open there. We have been paying everyone $20 or so a month until it goes to collections- YES even if you are paying they can still send it to collections so be careful there! Most Drs offices will work with you though but the hospitals want to charge interest and do this or that and .....
So here I am with about $10,000 or more in medical debt! I have a daughter who has a rare disease (Mastocytosis) and has been in the hospital many times for this and it has gotten to the point where my hubby and I are starting to neglect our healthcare because we can not afford it! I had a procedure done earlier this year for my heart and have not been able to follow up with further testing because of the cost.
I am also a SAHM, I really have no choice because of my daughters needs or I would work. My hubby works 2 jobs making decent money, we live in a tiny house and we have downsized our vehicles and actually only have one now and have gotten rid of most unneccesary bills besides the internet. We do not live beyond our means in the least and we are not making it month to month.... so I know what you mean exactly!
I am sorry you are going through this. Try to call the Drs office and see if they can reduce it even more. Of course it is probably the lab that is charging you that so you may have to call them. A lot of times they will reduce it if you can pay for it all at once- hopefully this is an option for you!
Thank you for starting this post and giving me the chance to vent also! Just know that you are not alone and as for what these people are thinking---- I just have no idea!
Blessings to you and yours and I hope all goes well with your sons test!
- T.
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