M.C.
I know ladies that had babies mid 40s and they were healthy. I know ladies that had babies mid 40s and they were born with a few medical challenges. I know ladies in their 20s that had babies with a few medical challenges.
Are there increased risks the older you get? Yes. Are they 100%, no. The doctor WILL cover everything tho, so that if that baby happened to be born with a medical condition, that Mom can't come back and say, you should've told me.