Oh !
this letter to you grew so long, I hope it will make some sense and be of some help for you :)
T., I come from two traditions: Russian and Estonian.
And, I've lived long enough in the States to see how in different cultures this issue is approached differently.
One thing is certain in all the traditions:
the adult child who is capable of working
NEEDS TO WORK, PERIOD.
In Russia, the home where a child grows up,
is ALWAYS this child's home, no matter the age.
It is not the house where they live(d), it is HOME,
and it includes CARING ABOUT EACH OTHER:
whoever is big enough to work, and earn money,
then they speak about the household and how they can help it
all roll smoothly: food, and whatever needed to run the household, to share the financial responsibility.
There are times that one member is changing a job, or looking for a better one, or is having a health problem, or needs to help a friend, or any extra special situation, and then the whole family of this one HOME helps out this person who needs more financial spending, and for that time there is no question that the others will pay the bills, giving the one a little break, you know...all this stuff is mostly just decided approximately on the free will of everyone caring about each other from the bottom of their hearts.
The motto is: LOVE is not a noun,
LOVE is a VERB.
If you love, and when you love, you show HOW YOU LOVE:
you act as you love,
you care, and yes, romantics, you say good words, and maybe bring flowers or ask your own husband! /wife :) for a date into a restaurant, just out of a blue, to have a good evening and happy smiles; and it also involves mutual caring: about each other's mood, health, household, raising kids, arranging events together: be it camping or making sure each has their time for their hobby and such,...
this is LOVE IN ACTION
I believe this approach to each other through LOVE
needs to be TAUGHT, nicely, politely, and with utmost care,-
to your adult daughter.
She says she loves you, and she puts more pressure on your shoulders for you to take care of her, while she's potato-couching around? What a "nice" expression of love, really, eh?! No, does not work! Sorry, dear one!
We had a rule with my mother, when I was little:
If mama is doing some housework at home: kitchen, cleaning, whatever, then children do not go and sit down with their toys and books, they need to go to mom and ask her what they can help her with. If she will find them something to do, to help her, then they do this and if mom is still working, they ask what they can help more. ONLY WHEN MOM Says, thank you dear, I am good, I will make it myself, you can go play now, THEN the kids can go play. The nice part of it was that mom did not sit watching TV when kids were doing chores either, so it was very fair:
we work together, we rest together!
In Estonian families, they might even sit down
and put it on paper:
this is our spendings list:
power bill
phone
rent
internet
sewer
garbage
food spendings
(what did I miss? :) )
this will be the amount TOTAL: HERE.
and this is our income list:
dad earns this much
mom earns this much
elder brother earns this much...
and this is the amount TOTAL: HERE!
now, we calculate either by percentage,who earns how much,or if the income is pretty much similar for all the memebers of the family,
and the amount of money to put into a family jar so to say, is calculated: HERE.
each brings in their part of the share THIS MUCH, HERE!
when the payday comes,
and there is no quarrel about who is not sharing,
it is like ONE COMMON BILL TO PAY for making everybody's life in the home comfy..
and the rest of the money is the person's OWN money to spend on their own will and taste...
then, sometimes when there is a situation for one member of th family, they'd have a meeting and decide, how they can help, and they always find a way how to do it,
but it is more organized and more official so to say in this culture, I'd say...
The amount of available space also plays role here:
if this is an apartment with limited room, or a house, you know...
In Russian families, probably after Soviet Union times, when people were limited with a little space for living, it is a usual thing for parents having their daughter/son, and her husband/wife, AND their children all living together. Pretty crowded, but they are all happy, they were never accustomed to having more space anyways, but they are happy if they can help the young family on their feet also.
Certainly, then more little quarrels can happen, but that is like a working situation, and not many people get really upset on the big scale, so to say.
Now, in America, it is a tradition: 18 years old, you are big, you are more or less on your own. And yes, as you say, out of the nest. I hope some of what I shared from my experience will help you somehow to get another perspective and maybe find some advice on how to cope with your situation.
As to me personally, in a perfect situation
I would be happy if I could help my kids to get a college education, financially supporting them while they study.
Once they have a profession that they like, I'd say YOU"RE OUT IN THE WIDE WORLD, out of the nest, and I am always here for you, but my task of getting you on your wings is completed, you fly now, and I enjoy seeing you reaching heights!
IT SEEMS THAT YOUR ADULT DAUGHTER HAS NOT FOUND HER OWN PLACE IN THE WORLD YET. YOU CAN HELP HER WITH IT, because just spending her life like you say she does now, won't be any happy life at all. It feels more like wasting the life away...
I also used to tell all of my three kids:
"I do not care who you will choose to be;
there are only several things to hold onto:
1. You do not ever hurt or harm anyone
2. you do not ever hurt or harm yourself in any way
3. You are happy with what you do for your job.
If you choose to drive a tractor,
and this is your happiness, perfect!
If you choose to become a scientist, and this is your happiness - perfect!
But, you need to find your place in life.
It may happen that you cannot find your place right away: then keep feeling deeply, what would you like to do in your spare time, and seek which job would fit into that pattern the best, as when hobby and job merge into one action, this is the perfect situation: but you yourself will be the only one to figure out what you really WANT to do, and as long as you are looking, you might needs to TRY different versions of jobs, to even see what you do NOT like, and to move on, non stop until you will finally feel THIS IS IT, this is for me.
This situation that you have is hard in some sense, yet you as a parent are given a chance to help her grow into a happy person, once again, as she is dependent on you now, you have a say and she will have to listen to your advice and suggestions.
I also suggest you please do not start confronting her, but speak of a FAMILY as a UNITY and her being a part of it, and your need of her help in making it work financially happy ways for ALL OF YOU, and your mutual friendship and love as a real situation of acting the way how it will confirm how true it is. And, help her to find her path in life, and her space of interest for job, and to grow her into a responsible loving caring lady, who will be dependent and always a joy to have around: that will help her to find a true partner in life as well. First though, she needs to find herself, and you are there to help with loving guidance, T..
I wish you a good creative communication in a great loving family!!!