Bad Credit, Can I Still Qualify for a Home Loan

try contacting HUD (housing and urban development), they may be able to help you... with such a low fico score you should wait a while until you repair your credit... if there is a lender that is willing to help you at this point, you will probably end up paying tons of fees in closing costs, a very high interest rate, and you could be taken advantage of... the first thing you should do is pull your credit report from ALL THREE REPORTING AGENCIES, and make sure they are accurate... a few years ago i pulled my credit reports and found stuff that wasnt supposed to be there... be careful of letting lenders pull your credit because every time they do it lowers your fico score...

ABOUT ME... i am a single mom to three girls ages 7,9,13 y/o and i used to work in the mortgage industry...

Hi A.,
Other things are also taken into consideration besides your credit score. If you call Scott Miller at Countrywide he could advise you. His direct number is ###-###-####. His cell number is ###-###-####. His email is ____@____.com also has a website if you would like that. Just let him know that D. reffered you and he could answer any questions that you have with no pressure.

Hope it works out for you.
D. G

Hello, I have a 2 Plex that we are selling in a great location in Long Beach, The unit is 2bedroom and 1bath (downstairs) and 2bed and 1bath (upstairs)...and large back yard and a 3 car garage...Very nice unit and the larges unit on the block...If you know anyone that is try to buy please let me know...

If you have a combination of bad credit and would like to buy a property little or no money down, your chances have temendously decreased on obtaining a home loan. Right now the mortgage industry is suffering/ falling due to the numerous amount of loans that were done based on the criteria you have mentioned. This situation most likely will change, but not soon. In the meantime, I would suggest you work on improving the quality of your credit rating.