Many people go into debt... during the Christmas shopping period.
It is, avoidable.
It is, really not a necessity.
You simply explain, (which you should be able to do with family), that you have a lean budget.
Or you sock away, a little money here and there, for Christmas shopping until then. And ONLY use that.
Only paying with cash. Not credit.
Or you all do grab bag gifts.
Or you simply set a certain amount to spend on gifts, across the board.
And stick to it.
Personally, I refuse to go into debt or spend more than we can, over Christmas gifts. My kids comes first. Our immediate family.
I know some big families, that 'have to' (they say) buy Christmas gifts for upwards of 20 people, each year. Not including, their own kids or their kids' friends, etc.
That is, way too extravagant.
We have a lean budget. I stick to it. I don't not buy more than I/we can.
I don't get emotional about it.
Money is finite.
Debt is not.
It is a choice.
Or, just buy a bunch of Poinsettia plants, put a cute ribbon on it, and give that to everyone... who comes over or to anyone's home/family that you have to go to.
Or a thing of cookies.