C.K.
A., My husband and I did this with our first. We are currently expecting #2. We used a company called CorCell. They are located on Phila. They are affiliated with Blue Cross/Shield, but I think anyone can use them. The rep answered all my questions and was very respectful of our decision. the fees aren't all that much. It was a little over $1000.00 for collection, storage and shipment the first year and then $125 (or around that) for every year after. We feel we made the right decision for our family and like you said hope to never have to use it, but its there if we need it. And once you store it, the cord blood can be used for other children. Your children's DNA is so closely linked. Hope this helps in your decision. Good luck!