I'm certain all would go absolutely perfectly with your pregnancy and delivery, but you have to consider what would happen if, God forbid, it didn't. All is fine with her child now, but I have a friend who went into premature labor, spent 5 weeks in the hospital on bedrest, and still delivered her baby 10 weeks early. The cost of her hospitalization, the emergency delivery, and 6 weeks of NICU care for her infant, have her calling her little one the "million dollar" baby. I remember her telling me that one ambulance transport of her infant alone was over $10,000.
Didn't want to be discouraging, but the sad reality is that we're all dependent on that miserable insurance. June '09 will be here before you know it.
Good luck!