Divorce and Bankruptcy, and Foreclosure!!!!! Starting over at 44Yrs!!

I know that it seems like the impossible; but take one day at a time; think about things thoroughly before making decisions and try to look at all possible options. When looking at the options do not look at them and say how they won't work but rather look at them and brainstorm as to how they could work. Also, consider going back to school; there are many options for moms going back to school and you can even do it online. There's various financial aid options including student loans that are not based on credit. If you chose a feld that you would enjoy and also that you could get employment from, you will have no problems paying back the loans. Let me know if you need more info on how to get started. Remember, look at things and decide how they could work as opposed to how they would not work. God Bless.

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I'm sorry you are going through all of this. I really don't have specific suggestions for you other than to go to your library and get a Dave Ramsay book. I know you already declared bankruptcy and are in foreclosure but his books will give you wisdom for finances for your future. Best of luck. God bless.

Sorry to hear/read about your divorce. I can understand that is hard, especially after 24 years of marriage. Then to start over is even harder! You got a lot of great responses that should be able to help you. It sparked my memory that the other day someone needed some of the same info. Please look at this other post from someone in the NJ area. My post is at the end and I posted a few government links on there that should be helpful.

http://www.mamapedia.com/questions/15791394568525643777

Also, in order for me to deal with stressful situations - think about writing lists out, writing a journal, and taking walks.

Good luck and God bless!

I understand. I have three kids. I am back in school. I have two houses about to be forclosed on. It was my retirement savings. But, my ex wants me to walk with nothing. Therfore, we have spent at least 30 grand each in attorney fees which ate up my equity in the houses. He can make it back easy. For me, being a stay at home mom and a woman it will be tough. I feel your pain and dont know what to do myself. I have a 15, year old daughter, to die for gorgeous, a georgeous 13 year old and a beautiful ten year old boy. All blonde, blue eyes and sweet and well manered. I dont know how they will take to living in the streets, thats where were headed.