B.B.
I teach 10th graders, and I have two children of my own. I don't think you are crazy at all. I honestly believe (totally my opinion) that the top three things that we can do for our children, in the hopes of their being better off than our generation are:
1. Instill a good work ethic. FAR too many kids miss school or assignments because mom or dad come to pick them up to take them to lunch, they stay out late on a Thursday to go to a midnight showing of a movie with their parents, or they just "don't feel like coming to school" so their parents let them stay home. This is doing nothing (in my opinion) other than setting them up to believe that when they get to college, and the professor won't hound them about coming to class, or missing assignment deadlines, that they will be able to explain their way out of it. I understand the occasional lunch, or mommy and me day, but, seriously, it happens all together WAY too often.
2. Establish financial responsibility at a young age. I watch parents in stores (and please understand, I am by NO means saying I am perfect - far from it) buy their kids toys to get them to stop whining - rewarding bad behavior. I also see students in classes that can't afford deoderant, but they have the latest I-phone. Priorities. Teach them to save - not live paycheck to paycheck. I did that for FAR too many years of my life, and I pray my kids never will.
3. Stop saving them every time they fail. Learning how to overcome failure or things that don't go according to plan is part of life. I have parents call me after their child fails a quiz, which is not the end of the world, and want them to do re-takes or corrections, which goes against our policy that is handed out in the syllabus in the start of the year. It sounds like a minor thing, but life doesn't always give do-overs. Instead have them learn from their mistakes. Correct it, on their own, and see where they went wrong. That, in the end, will teach them problem solving skills, which will take them much further in life than my quiz ever will.
Just my opinion. Hoping for the best for you and yours.
B