B.D.
I guess I should preface this with the fact that I do not believe in the 'common cold'. Anytime I have congestion or mucus there is 'something' wrong and if I don't treat it, it will continue to snowball and I will feel worse and worse until I get antibiotics to clear it up. I also suffer from allergies and nothing seems to clear on its own. So as soon as everything kicks in I get myself to the doctor for antibiotics.
Now a few weeks ago I had a nasty sore throat (I never get a sore throat) so I lugged myself to an express care. They deemed it viral and sent me home. By the time I finally got to see my doctor 4 days later everything had snowballed and he said I was "a mess". He said that adults are not like children and it is never 'just viral'. He gave me antibiotics and I started to feel better quickly after that.
So yes, I would rearrange my day to see a doctor and if I knew the doctor was conservative with antibiotics I would find a new doctor :-)
Hope you feel better soon.