To me, the key to a really good bean and cheese burrito is the bean recipe. I use the following chili recipe when I make bean and cheese burritos. My recipe makes quite a bit, but my suggestion is to put some in a baggie and freeze it so you can simply take some out when you are in the mood for a bean and cheese burrito. (I've won three chili cook offs with this recipe.)
Smoked Chicken Chili
1 28 ounce of enchilada sauce (I used hot, red sauce)
1 15 oz can of refried beans
4 15 oz cans of chili flavored beans
4 pounds of chicken leg 1/4's (leg 1/4's work better than breasts)
2 tablespoons of chili powder
1 heaping teaspoon of cayenne pepper
1/4 lb of fresh jalapenos. (canned won't work as well)
I used a 6 qt crock pot turned on high.
Smoke the chicken leg 1/4's. Place them in a pan, with 1/4" of water, on a BBQ grill with mesquite wood for smoke. Cook them over very low heat, until done. Put the chicken leg 1/4's and the water in a container in the frig over night. I put Canadian Chicken Seasoning on my chicken in the grill.
Put all the ingredients in the crock pot, including the water in the pan the chicken cooked in, except the jalapenos, and stir. 5 hours later, remove the leg 1/4's and place on a plate to cool. After the chicken is cool enough to handle, remove the bones and place the meat back in the crock pot, then stir. Stirring breaks up the chunks of meat and makes it go through out the chili.
Cut the tops off the jalapenos. Cut them in half length wise. Use the round end of a spoon to scoop out the seeds and white part that holds the seeds. (The seeds and white membrane makes Jalapenos HOT.) Do the scraping under the water or with a fan blowing the fumes away from you. Dice the pods and add them to the chili 15 to 30 minutes before serving. Enjoy!! (For thicker chili, remove 2 cups of sauce only from the pot when you remove the chicken to debone it.)
I sipped/drank the sauce I removed to make my chili thicker. It was HOT, but delicious.
Hope you enjoy. Good luck to you and yours.
ETA: Mum's the word: Sorry about that. I didn't notice you were in WA. You can make it without smoking the chicken. You just won't get the sublties (flavors) of the smokin'.