T.M.
Funny,,, 2 of the responders said they dont know your price range.... You said $700 or as close as possible. Im nowt quite sure about 700 but if you can go to $800 or $850, there are always houses by my sisters in garland. I have lived over there myself and its a good little neighborhood. Personaly, I like to drive around neighborhoods when im looking for a house. That way you get to see whats going on, check out the neighbors, see the schools, etc. for yourself. A realitor doesnt know that kind of information. They just want the commission and tell you what you want to hear. Besides that, you mentioned that you and your husband have credit issues... I can relate to that. I always looked for the FOR RENT by owner signs so that you could be one on one with the actual person, homeowner, and explain any indiscretions you might have, IF they even check your credit. It is also easier to get more information about the property, the neighborhood and do any negotiating if you need to. It is more personable than using a realitor and a company that doesnt care cause they can make money elsewhere. Longer time and more work spent on an 'MAYBE' sale with bad credit or issues becomes a hassle cause its less time with with the next client that has good credit, no issues or more money. Just my opinion,,, drive round Plano rd, Walnut st, Buckingham, Jupiter area for those signs and charm your way in. Thats what I always had to do until me and my husband got lucky and found our current house in dallas. We were able to buy it with bad credit, felonies and only $2000 down. We just showed that we had $10,000 in the bank ( which we had saved up over 3 years and put away income tax refunds) and they approved us. Of ocourse we spent it all with the down payment, down payment on having a pool installed and new, well more, furniture.They didnt even ask for proof of employment. Brand new $152,000 house. Where we got screwed... signed a flexible rate mortgage. They raise and lower it all the time. We might lose it soon because they just raised it from $977 to $1407 and we cannot afford that. If we do lose it, that will add a foreclose to our credit and ill be back to charming those homeowners to let us rent their home.
Hope I helped. Good luck.