You did't say if you had applied for child care assistance. I would think that it would cut some of the cost off. I had a couple of parents with 3 kids, a toddler, a pre-school age child in full time care, and a schoolager. They each made about $15 per hour and their child care co-pay was only about $300-$400 per month. It's been years but it still stands that if the same parents came today even with all the budget cuts they'd still get assistance.
I do not know how much Texas pays for child care assistance and how they do their programs but it's worth a try.
And here's my other thoughts. Estimating about 15% for taxes.
IF you quite work all together and kept the kiddo home that would save you a chunk of money.
If you make just above minimum wage then you make just over 15K per year before taxes (Estimated $13, 200 take home). Child care is costing you over $7000 per year. That leaves you just making about $6000 a year.
That's not much, just over $500 per month income plus you must have some business costs, even if it's internet or copier paper, etc....so that would come out of the little bit of money you make.
Even if you make double minimum wage that is only a thousand per month.
So I think you need to look at your cost of living, do you have extensive payments? Housing costs? Gasoline costs?
I think it might be better if you got a better paying job during the day while your child is in child care. It might be more financially beneficial for your family if you just got a full time higher paying job.
If you are making more than $14 per hour then this job is a good one that should be meeting your family's needs along with hubby's job if he's making anything decent.
We have an Aunt that lives in Flowermound so I know you are living in an area that can have high cost of living and a normal cost of living. I hope that your family is not living beyond your means.
You have to realize what you're living for. Are you working your life away so that you can live? That's not working....or are you living and working to make that life a good life that is not consumed by always being at work> trying to say what's the benefit?