I absolutely love cloth ! It definitely is better for my child, the environment and my pocketbook. I think the savings is $2k per child. Amazing. Plus, the dipes I use, when they wear out, they hit my rag bin!
I only use disposable when traveling and I dislike them. They are expensive, what is that plastic stuff next to my child's skin, and really bad for the environment.
I use diaper service quality (dsq) prefolds. I definitely recommend DSQ! I use them on my young toddler and they were used on my eldest toddler. I buy the nylon diaper pants covers too. I bought them off Ebay. If you want the seller I bought them from, just email me. (I have some newborn DSQ dipes/covers that were used for about a month and some new and barely used toddler dipes - if you are interested. I live in Mesa.) The kind you can buy at Target are really only good for burp cloths. I have those too. The others are good too but I have them all.
For newborns, you don't need to rinse poopy dipes in toilet.
Just toss all diapes in bucket (with lid). Usually fills up every day (10-15 dipes). Toss in wash. Do rinse cycle-cold. Then do normal wash-cold with 1/4 soap you normally use. Then 3rd wash on longest cycle in hot using normal soap. You don't have to do the first rinse, but I like that first rinse cycle just to get all that "stuff" out and then I do the first wash. I have a front load washer, so it doesn't use as much water as a top-loader - another environmental helper.
Once your baby starts getting the 'regular' poop, empty and rinse dipe in toilet. People "should" empty the poop from disposable too but I doubt they do. Then toss that dipe in bucket and do the optional "rinse", then cold wash, then hot wash on longest cycle.
It's a little more work but I love my child having cotton next to his skin. It is better for the environment, better for the world he will live in! (See how fast your garbage fills up with disposables-gross!) Anyway, the washer and dryer are doing the most work.
Oh, regarding the dipe covers. I wash them same as dipes...everything goes in the bucket. Only difference is, I hang the dipe covers dry.
I decided not to use a dipe service. I think it is about $100 a week, far less than disposable, but that would offset my huge savings by using cloth and offsets some of the environmental benefits too. Plus, I am a SAHM, so it was no big deal for me to do them. Other advantage, I assume - not totally sure, but since I washed dipes so frequently, it didn't ever smell that badly when I opened up the dipe bin. I have a friend that used a dipe service though.
Hope I answered your question. I would use cloth again, absolutely. I am still using them. You can even get DSQ training pants! :-)