hi, D.. sorry to hear about your husband's layoff. these are scary economic times; i hope he finds something soon.
when you are ready to move forward with your projects, i thought you might be interested in a friend of mine, mary gilbert. she's a design coach and we used her to help us rearrange our living room. (sounds silly, but i had no ideas.)
anyway, not sure where muncie is; she's here in cincinnati with me. but feel free to check out her web site to see what she does. it's fun and enlightening, and very affordable b/c you decide how involved you want her to be. :)
http://mgdesigncoach.com/