Hi G.,
For me personally I think it was totally worth it! I used the same one for both of my kids for the first 3-5mths. I never had a problem with either them or us (my husband and I sleeping) until they got older like closer to the 6 month mark. Then for sure we transferred them to their crib and their room and it was a wonderful thing!
But prior to that it was really nice having the baby right next to me to in their bassinet so I didn't have to get up as much and I could nurse and change them. Plus the whole Sids thing too. I don't know about you but you just want to be able to hear them breathing and have them next to you as infants at least I did.
I was blessed to have a family member purchase mine. But they purchased the one that I had picked. I also wanted one that was more like a "Mosed Bed" with handles. It was absolutley beautiful (all in White Eyelet)! The part I loved the most about it was that it had a stand that I secured it on when at home and then when I traveled or just went somewhere for the day (like Grandparents) I would take it with us and it was great for napping etc.... It was a easy transportable bed so to speak!
Especially if you buy one used I think it would be totally worth having one or something at least comparable. Since this is not your first you need to be thinking convenience and any form of help you and hubby may need. It was definitely a help for us! Plus once we had to use the portable play yards (when they got older and bigger) they were so hard to put up and so heavy to always transport! Make life easier if you can since they are more needy in the beginning anyway.
Hope this helps. Blessings on your New Baby and Delivery!
A.