Dear S., Sorry if I sound abrupt (I'm in a hurry) but I strongly advise & urge you to $ave..$ave..$ave for a new place asap. Or please find a place for your "THREE" dogs! That's a big expense.. food, vet, shots, and not always so healthy for little children.
If it were just you, your husband & the beautiful 13 mo. old daughter...no problem. But once you're blessed w/the arrival of your Son.. your daughter will be how old? almost 2? So keep this in mind: Sharing the room.. when the baby wakes during the night.. so too will your daughter. PLUS even if it's just ONCE a month-- you should have a space to WELCOME the 9yr old!(I've read that). Now I don't necessarily think a 2 yrold & a newborn NEED their own rooms! What I'm suggesting is you have a few years to $ave, take advantage of it. Sometimes people don't realize how much they CAN afford or how much they really CAN cut-back on. I'll share this story: My sister was finanically in trouble & so I asked her to take a good look at her spending habits, to make a budget, etc. I asked 'what' can she eliminate? Naturally her defenses kick in & she says: "I DID THAT ALREADY". As we continued on with our conversation she (not realizing)just happened to comment on how her husband wasn't home, he was "playing golf" & how she has "100 cable channels" .. & how they ordered "pay-per view" the night before... not to mention all the features on her phone "3-way, call forward"..she puts me on hold to answer the door for the "pizza delivery" She screamed at her son who just "bought another online $12 video game this week".. we had to hang up casue she was going to "get her nails done" and wanted to make it to "Dunkin Donuts" for a "Cappucino"!!! As she was talking (to myself) I was ADDING up ALL the obvious ways she COULD save.. but she couldn't see it (or didn't want to). Now I'm not here to point fingers.. sorry if it sounds that way.. I'm a firm believer that couples---you & your husband need your own space.. your own room! I also understand not being able to make a move at the moment; therefore in the meantime.. there are allot of nice room dividers out there.. Look on line.. Google? Good luck & God Bless your new arrival.