M.M.
I don't think you are being hormonal. You have a lot on your plate.
I'm sure pregnancy doesn't help.
You have a lot going on here so I will try to assist in asnwering each item.
First, you're pregnant & have a toddler so get your rest when you can.
Worry is part of any life but try not to worry too much. Take action when
you can: talking to your partner, saving $, not spending frivolously, etc.
I understand you not wanting him to take this course now....you needed
help w/your toddler. Sounds like he's been in school awhile. What about getting his help w/you have your newborn. Will you be getting that?
Will he be at home or in school?
Do you have family nearby you that can help you?
If so, ask for their help now w/your toddler but esp when the baby comes.
In light of what you said about 10 years down the line he might tell you
he didn't come out ahead in life b/c you held him back....my dad made
a few "not-so-great" decisions but worked hard his whole life. Did he
listen to my mom? No but they always struggled & did ok. Still it was
sometimes a bone of contention. It's hard to live that way but if he's a
good dad.....well it's not that bad & you can work through it.
Some things to consider:
If he's a good dad/husb, you can work on things. It could be worse. Are
you still right to worry? Yes, you have 1 kid & 1 on the way.
Second, now is not the time to start a new business. See if you can get
a relative or friend to talk to him about this. someone who feels the way
you do. I second the taking the job nearby. Would he be quitting a good
job now? That's a factor but it doesn't sound like it.
You're not just being hormonal.
Put $ away when you can.
What I don't like about the opening of his own business, also, is that you
will have to work more putting your kids in daycare.
Try appealing to his senses. Like, "wow that sounds great honey. I'll help you research. Oh look, I found this article about how it's not a good
idea to start up a biz right now due to the failing economy. Several long
term businesses have had to close their doors." Etc.
Be calm and come out it from another way.
Good luck.