I'm 32 and my husband is 45, so I can understand from that perspective where you/your husband are coming from. My husband was a little freaked about trying for our second soon after our first(he wanted to try when our son turned 1) but in our case I got to surprise my husband for Christmas that we were having #2. Our kids are 2 1/2 years apart, and like most siblings, they are best friends one minute, and fighting the next. My husband has a little bit of gray hair now, but I think the kids keep him feeling young. He has always been a big kid, and the kids keep us active. As one mom put it, one more year of waiting isn't going to make a big difference for your husband as far as age goes. I stopped working the day I went into labor with our first, and never looked back. Although it was scary to give up the second income, I have a wonderful husband who can budget like crazy. We still buy things we want, there is always enough to splurge. We built a daylight basement instead of moving to have extra rooms. I drive a nice little Honda that gets GREAT gas mileage, and is paid off. Sure I would like a bigger car, but all of us fit comfortably in it, and it isn't worth going into debt or getting a PT job and putting my kids in daycare for it. Point being, giving up the second income can be done. However, I wouldn't suggest you having another baby and giving up your job that you love and resenting the new baby for you being unhappy(although in my opinion you should be home now with your baby). That could just turn out ugly all around. I don't know your full financial situation, but if you will be quitting your job when another baby comes, you can always start preparing now for how you and your husband will make ends meet on one income. You could open a savings account, and put all of your earnings in it while you are working, and don't touch it. Figure out how to budget well, get the bills paid, and still have enough left to splurge every now and then for both of you. This way, it won't be such a shock when you do have baby #2. Just a suggestion. By the way, my husband got a vasectomy after #2, but that's not always failsafe, and I know if we were to be expecting #3 now that he is 45, he would be thrilled, shocked, but thrilled.