I knew a family who had a girl about the same age as your daughter and she was diagnosed with and even hospitalized with an anxiety disorder. I didn't know the girl herself and don't know how she was acting. I was surprised that someone so young could be that anxious. I do know that anxiety disorders are caused in part by the make up of ones brain and it's reaction to the presence of or lack of certain chemicals. I take meds for anxiety and depression. I don't know if they give children meds.
Now to your question about how to get help since you don't have insurance. I don't know if OHSU has a program but it's worth checking out. I do know that Pacific University in Forest Grove has a counseling office in downtown Portland. They use it to train students. My adult daughter went there and found it helpful. The therapists have completed all the book study and are now doing what is called a practicum. Most of them are older, in their 40's or so.
However, I have perhaps a better suggestion. Federal Law requires that schools provide for the needs of all children so that they can be successful in school. Multnomah Co Education Service District has been set up to provide diagnosis and treatment. Since you're in Beaverton it would be Washington Co Education Service District And there is no charge.
My daughter took her 3 yo son there because he hadn't started to talk and they have been a big help. In addition to speech therapy he is in a Head Start classroom half days and a social worker is providing play therapy and helping my daughter to learn how to help him.
You might have to be insistent with them to get help because emotional issues are more difficult to diagnose. Not speaking is obvious and so my daughter had no difficulty at all getting started.
There is quite a bit of information about the program on the Internet. I don't have the web site written down. I queried Education Service Districts, IEP which stands for Individual Eduacation Plan, perhaps I started just with education or special education. If you don't find the sites let me know and I'll look them up.
I would like to ask if you are feeling more anxious and if that may have triggered your daughter's anxiety. Or if anything different has happened that, even tho it seems insignificant to you, it triggered the anxiety. If so perhaps you could bring up the situation.
It might help for you to just listen to your daughter without trying to make it better. My daughter who as an adult was diagnosed with bi-polar disorder said that I tried too hard to help her understand and to make suggestions when all she wanted was for me to listen and empathize.
It does sound like you are spending a lot of time with her and talking about the anxiety. Have you tried doing fun things to take her mind off of her worries? Go to a movie, rent a movie, arrange play dates, go to the zoo, to the library. The library has wonderful kids programs.
I know that doing something besides talking about my anxiety helps me get myself back up. And I've read that when parents pay too much attention to some things, thinking that we're helping, that we are really unconsiously giving them the message that they are helpless.
Your description does sound to me like she has a serious problem with anxiety which does need to be evaluated by a professional. There are services out there but they are hard to find. There is an information and referral line in Portland too. I think it's 411. It's listed in the front of the phone book. They might be helpful.
I empathize with you. Anxiety is so difficult to live with. M.