Selfish??? OMG homeschooling is the EXACT OPPOSITE. Self-LESS. They are only little for a little while. We didn't have kids so other people could raise them. It goes so fast.
Our kids are so social we can't get them to shut up! In fact, for a family homeschool field trip up to Fort Bragg on the Skunk Train, my son was talking to this family and the dad came up to me, "Do you homeschool?" Panic struck me, "Yep, why?" He replied, "The only kids I know who talk to adults are home schooled kids. Most kids can only seem to talk with other kids and never adults." WOW)
You'll also find that homeschooling is easier than even taking them to school and dealing with all of the BS. Everyone thinks it's so hard and I can tell you, I was terrified to do, but felt it was the right decision and it has been so easy. (I work and homeschool, so I'm not home all day...and it's still pretty darn easy.)
We pulled our very bright son out of school after kindergarten. We tried a private school for 1.5 years for Pre-K and then a dual immersion public school for K. He excelled at both, but hated school. He use to ask a million questions and was very inquisitive, but after school started he didn't want to know anything. Ugggg.
We pulled him out at 5 yo. He finished 1st grade in 2 months. I was sure I missed something. Nope. I went back over everything and even checked in with the state's requirements and spent another 2 months going back over it. Yep, he was done. Moved on to 2nd grade and slowed down from 4 hours each day of school to 1 hour. It took him 7 months to complete 2nd grade. Now we have a 9 year old going into 6th grade. We only do an hour of work each day because if I did any more, he'd be so far ahead academically, that the girls would eat him alive socially.
We also have 3 other kids. Our 6 yo son is very intelligent, but a boy. He'll do the minimum necessary to go outside and play. Our barely 4 year old daughter wants to do work. She can spell incredibly well and is 35% done with K math. She might end up passing our 6yo son this next year.
They all do TaeKwonDo, swimming and soccer. They are together all day long and LOVE IT. If someone is missing, they know.
We belong to 2 different homeschool groups, so we pick and choose what we want to do with each, if anything.
We use our money for field trips and LOVE that we get the time with them. We just took our kids on a a 2 week field trip to the East Coast. Instead of being completely bored in school, we discussed all of the places we were going and then once we got there, each kids came up with a fact or two regarding the history, even the 4 yo. At one point, we were at the Old North Bridge in Concord, Mass. The kids acted out the battle there. Our oldest represented the British trying to push west and the 2 younger were the Colonists pushing the British back to Boston. They had fun chasing their older brother back over the bridge where they ended up shooting him and the oldest fell to the ground "dead". We went to Walden Pond. We saw the Liberty Bell, Independence Hall, OMG so many things. The kids had a blast and I actually learned things! I found that my private AND public school education (as well as 3 degrees later) did not teach me the absolute awesome-ness (LOL) of history.
You can put your kids in any classes in public school that you want, regardless of what some ignorant employee will tell you. I have a friend who is a guidance counselor at a middle school and she had no idea! She checked into it and sure enough, I was right. ;)
DO get a membership with the HSLDA. It's $100, but WELL worth it.
http://www.hslda.org/earlyyears/StartHere.asp
PS Forget the down payment. We sold our house and moved into a rental and LOVE having no stress. Plus we have not seen the bottom of the market and the dollar has devalued a huge amount just in the past few years. Save some money for a rainy day, but take those kids places. I promise you, you will never forget it....and neither will they.
Feel free to contact me about anything...seriously.