Yeah... I've been in one of those months..... Doctor bills, mostly..
My insurance is pretty bad.... $2400 deductible before any co-pays kick in.
I had to have a sebaceous cyst lanced and drained the end of October... they billed it as "surgery" and the billed cost was $550. Fortunately, I found out later, that much of it is written off, although the insurance company didn't pay any of it.. I owe them $195 for that...
3 weeks later, I tripped in the back yard and thought I'd fractured a bone in my foot..... ignored it over the weekend, and it was very swollen and red, so on that Monday, I got an appointment (they "worked me in" so it was "Emergency Medical Services"), and fortunately, it wasn't fractured... but the redness, swelling, and pain was from cellulitis (I tripped over a tomato cage and it poked me.... heck, it didn't even bleed!).
Their "Emergency Medical Services" was billed at $206, and I owe $104.... plus another $45 for the x-ray.
So... I owe the doctor $300 at this point......
I get that insurance "free" (through my work), but I have to pay for hubby's insurance, since his job doesn't offer any.... I pay $469 a MONTH for a $2400 deductible insurance...... crazy! (He pretty much refuses to go to the doctor, though.... but we can't afford for him to not have insurance... he was diagnosed with emphysema in 2004, although he hasn't had any treatment for it.... I know one of these days he will get the flu, or something, and we will start getting socked with big bills for that....)
My car is giving problems......
It all piles on after a while.....