Budget: Infant, Gerber

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Gerber Insurance That Great?

my daughter is almost 9 months old and i was looking at the gerber things you get in the mail about life insurance for you and your partner and then the life insurance for your child in case something happens to you and you pay so much a month and then they can renew it at 21 if they want or do something when they turn 28 it doubles or something. i was just wondering if thats something i should do or just ignore it? its nice because if they need the money you can just get it but it looks like your just going to get whatever you paid for...