Extended Warranty's on Used Cars with Navigation and DVD?

Updated on June 25, 2012
D.P. asks from Minneapolis, MN
8 answers

I am picking up my new car tomorrow...a 2009 Acura MDX with Nav and DVD. I can still choose the extended warranty if I want. Normally I would not consider but I have never had Nav and DVD before and given it is a 3 year old car, wondering if we should consider it. Any thoughts or experiences? Everthing I read online says to not do it but nothing mentions the electronics.

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J.B.

answers from Houston on

I've had several years of experience with these having worked in dealerships in years past.
Extended warranties can be a lifesaver. Most of them are however only intended to cover mechanical breakdowns. The engine, transmission, a/c, water pump. Coverage for extras like, power windows, stereos, nav etc can be added but are not usually in the basic plan. Basic plans will run from $500-$1000 where the extremely comprehensive plans can cost $2000 and up.
When you get to finance ask questions. If you want to pay for it, they can cover it. Good luck.

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K.S.

answers from Minneapolis on

I work as a service manager in an independent repair shop that specializes in "foreign" makes and models. Here is my opinion:

1) There are certain cars for which extended warranties pay for themselves (VW/Audi) being the prime example. Most Asian cars have so few repairs needed that it rarely pays for itself.

2) Most extended warranties expire before modern cars need much repair. In my experience Nav systems & CD players rarely have problems in the first 100K miles. I can't speak to DVD players. But make sure those are actually covered in the warranty.

3) Extended warranty companies are in the business of making money and they are not all created equal. Some will not cover diagnostics or they will play around with definitions of covered versus noncovered components. Others are very good and don't play a lot of games. Research all reviews on the company.

4) If you have an extended warranty, it can increase the time it takes to repair your vehicle. The warranty company will usually send an inspector for more expensive jobs (and even some smaller jobs if you have made more than one claim) and that can easily add 24-48 hours to the repair time.

5) Make sure you have a trusted mechanic read the entire contract for you before you buy. A repair shop that has worked with a lot of different warranty companies learns what tricky language the warranty company can insert into the contract to avoid having to pay claims.

6) If you buy the warranty, be sure to follow all manufacturer recommended maintenance and keep all the records. A warranty company can refuse a claim if you are not maintaining the car properly or can't prove that you are.

Hope this helps. Enjoy your new car!

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☆.A.

answers from Pittsburgh on

See how much the policy is and bank that amount instead--that way it's yours--even if the stuff doesn't break!

Wondering if an extended warr even covers that stuff....not sure.
Anyway, not a big fan of paying IN CASE something breaks. My .02.

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M.M.

answers from Dallas on

I have bought an extended warranty on every used car I have purchased. It paid for itself plus each and every time. I highly recommend it!

X.O.

answers from Chicago on

Would the extended warranty specifically gover the Nav & Entertainment System? Make sure.

We get the extended warranties. My husband just recently shelled out $4800 to extend his Mercedes' warranty, and then as luck would have it, last night his check engine light came on. We are feeling pretty good about that warranty right now, considering that Mercedes is a very expensive car repair-wise.

I have an '09 VW Routan w/ DVD/Nav and have never had an issue with it. Even so, once my warranty ends, we will extend it, as I intend to drive this thing until it can't drive any more.

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E.S.

answers from Minneapolis on

You probably already picked it up, but FWIW, I had an '05 MDX and purchased the extended warranty when I bought it in '08 with 23K miles on it. I was thankful that I did when the navigation went out on it only a year after buying it. The extended warranty covered the full navigation replacement (~$4K).

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J.G.

answers from Chicago on

We did not buy the extended warranty. We had a one year used car warranty that we never used.

I think extended warranty's on reliable cars are a waste of money. You can buy navigation systems and DVDs players cheaply, so I' d way the costs.

J.W.

answers from St. Louis on

Ever since electronics started being attached to my car I started getting the extended warranty. I have never had to make a claim on them but I go with Murphy's law, if I didn't the car would have exploded.

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