Looking for a New Bank with No Charges

Updated on April 07, 2009
M.L. asks from Lenexa, KS
9 answers

Long story short, the bank we use is closing so my husband and I need to find a new bank. We are looking for a bank that has free checking with interest, interest savings account, free online bill pay, and no charge ATM fees. Thanks is advance for your help.

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J.G.

answers from Kansas City on

We have used Commerce for over 15 years and have been very pleased. I do not pay any fees and I use their on line banking. I think they have everything you are looking for. Good Luck!

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S.B.

answers from Kansas City on

Ditto on Community America....they are the best. I have been with them for years + home mortgage, car loans, money markets, checking and savings. They have always been great. I also use Commerce and have been very pleased with them.

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K.B.

answers from Kansas City on

I bank with Bank Midwest. I've been with them for 5 years and never had a problem.
We have direct deposit with work, and never had a problem. A few of my coworkers banks won't release the funds till 8 a.m. that morning, mine is always posted and showing available funds at 12:01 a.m. and a few times before that.

Another thing I like is they have branches in Wal-Mart that are open late on Saturdays and even Sundays, which comes in handy for me.

Free online bill paying, no ATM fees unless you use one that isn't their ATM. Their online account system is very current and updated asap.

Good luck.

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T.M.

answers from Kansas City on

I really like CapFed and Commerce Banks. I have used both for numerous years and love them.

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J.E.

answers from Kansas City on

I have banked at Commerce Bank for 20 years. I don't have one complaint. They have a lot of ATM locations, I pay my billls online, free checking... just what you are looking for.

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S.R.

answers from Kansas City on

I have banked at Mission Bank and Valley View Bank for years. They are small enough that they recognize you when you come in. They linked together (along with a few others that I cannot remember the name of) and now you can make deposits at any branch (ie deposit for Mission at a Valley View).
Big deal for me - they always post deposits before checks at night. Had other banks ding me for overdrafts because they posted the checks before the deposits (same night).

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K.C.

answers from Kansas City on

If you're in the kansas city area, I like capfed. I've used them for a long time. They're handy and have those things you mentioned. I have recently used a different bank for a group I am treasurer for, and I just didn't realize how good I had it!

K.

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H.S.

answers from Kansas City on

First National Bank of Kansas is great and offers what you are looking for. I've banked with them for years and have been very happy with their services!

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J.H.

answers from Kansas City on

We love Community America Credit Union. They're extremely friendly and helpful and always have fresh baked cookies, lol. Mmmm. Also, they have some locations inside Hy-Vee grocery stores which are open 7 days a week. It has come in very handy. Go to www.cacu.com for more info. I have free checking, free bill pay, etc. I would recommend them to anyone.

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