T.F.
I know this does not relate to your question, but your husband needs to start valuing the work you do! You are taking care of his children and his house, for god's sake! What do you mean, "discreet about his finances" -- it should be "our finances," and you have a right to know. Even if you work at home part-time, it probably will not be enough to cover all your and the children's expenses. At a minimum, maybe you could suggest that he start paying some of the expenses directly, so that he can see where the money is going and that they are necessary expenses. Anyway, this is none of my business, so I will stop now.