Hi M. -
We just went through this and I told my hubby that I refused to pay 1K a month or more for family insurance - that just didn't sit well with me. Soooo we contacted this guy - Kurt Dixon ###-###-#### (he is local) and he set us up with what is called Catastrophe Insurance. We rarely go to the doctor and so we decided on this being the best fit for us - short term. It covers for any emergency/diaster.
Kurt found us a great set-up with American Republic Ins. Co. We basically chose what we wanted - it was amazing! I am really pleased with it and we are MAJORLY covered if anything happens to any of us or our kids - up to 5 million. There are other great bonus' too in our plan. It will run us around 400.00 per month (family of 4) and I feel that is much more acceptable. *** Also, Kurt will bend over backwards for you - always return calls, answer any questions, no matter what they are - he is a real stand-up guy and ever so friendly and easy-going. I am very happy with this coverage!
Alli