A.W.
I am also 24 and expecting our first baby in May, I don't know how much you like kids/youth but my husband and i do foster care for a great company and the kids are in school all day and i'll have time with my baby and it brings in extra income that is not taxable. i don't suggest this route unless you have a like or care for youth. We get to choose the ages and what kind of situation they are from. This might be an option you might want to consider. Check into it, you can always back out if it doesn't work for you but there are kids out there that get sent to foster homes that get abused (physically and sexually) and if you are someone who has a child chances are you aren't one of those types and could provide a roof over their heads and love and clothes and they will help you with finances to get into a place of your own while you decide if being a stay at home mom is for you.