N.G.
Oh L., I feel your pain. I too was relocated to Madison but without a child. When my boyfriend/now husband was relocated for his job. I do have to say though, Madison is a WONDERFUL family oriented place to live. Money tight you say, they have wonderful programs at the library and children's museum that I believe are either free or inexpensive. Also depending on where you live I'm sure the local park district has programs. I know for a fact that the school's in Madison are wonderful. I was working with several mom's who raved about some of the things the schools did with kids wether it was in a daycare facility or regular school. I'm confident you will love Madison. Missing family may be a problem but think about it this way...you are only 2 1/2 hours away. The drive is not very scenic but if you plan it around a nap time...it's a really nice QUITE drive :)
If you need some contacts in Madison just email me and I can get some more information for you. Good luck and don't worry, Madison is great.