T.F.
The FIRST thing I would do would be to get my credit reports to make sure nothing fishy is going on. Secondly, check all of your credit card info to make sure someone is not stealing from you and you don't know it.
I get calls often from the fraud dept about our credit card and the bank as well because we wire money and they make sure all is on the up and up. This happens a lot because hubby travels and we both use the card. (PAID in FULL monthly) So it sends a red flag to fraud if he is in LA using a card and I am here in Dallas using a card. I LOVE the fact that they will call us. I reconcile my credit card and bank on a daily basis so I know exactly what is going on. We run our company from home and it is vital to stay on top of things
All that said because..........when they called me 2 yrs ago, I assumed it was the same old routine because we were not in TX at the time. After answering some questions, I knew it was not right. Some dummy managed to get our card number, create a card and was buying gas with a credit card with my name on it in CA! The same dummy enjoyed a shopping spree online. What the dummy did not do, was change the ship to address from the billing address.....,SO..I got this fantastic $200 coffee maker and coffee in the mail (we don't drink coffee), blank business cards from Vista print, and the dummy must have been overweight because I also got some high powered Rx diet pills and Acai cleanse.
Upon calling these companies, the coffee company appreciated me letting them know...They said I could keep the coffee maker. The Rx people wanted the Rx back but I told them I'd only send it when I saw a credit on my account and at their expense, not mine.
Now the same dummy, had to use an email address and WHA..LA I managed to get that from the coffee company!! I provided the email address to Cirtibank and they were quite happy. We did not have to pay for anything that was stolen.
Bottom line, don't just slough it off as an accidental thing. Check into it.
Good luck