J.,
I too use the zipper type binder, however mine has zipper pockets on the outside along with a 4 divider file expander on the inside. I keep scissors and pens in the zipper pocket on the outside and adds in the file expander on the inside.
I use baseball card pages along with sheet protectors and photo sheets (the ones that hold 3-4x6 photos) since there are different size coupons.
My sections are divided as follows:
Pets
Frozen
Personal Care
Lunch meat/Hot dogs
Bread
Cleaning Products
Paper and wrap products (anything paper and things to wrap food in like plastic wrap or aluminum foil)
Canned Food
Condiments
Laundry
Candy
Dairy (this includes anything found in the dairy isle such as Pillsbury biscuits along with the normal dairy items)
Cereal/ fruit snacks (fruit roll ups etc.)
Spices/Oil Baking
Cookies/Crackers
Instant Boxed food (Hamburger Helper, Macaroni and Cheese, Au Gratin Potatoes, etc.)
Misc. (batteries, pasta, etc)
Restaurants
Each brand or style has it's own pocket which makes it easy while shopping.
I carry my coupon book in the car at all times and lay it on top of my purse in the sitting area of the buggy (keeps my purse safer too!) and flip the pages as I get to the isles. I keep one page protector in the very front so when I find a coupon I am going to use I slide the coupon in the page protector (no more loosing coupons!)
Something I learned awhile back is to clip any and all coupons of products I use and not just the brands I use regularly. For example, even though we do not use regular toothbrushes I started cutting out coupons for them. I found them on sale one time for $1. My coupons were for .75 off which brought them down to .25. I now have a supply of toothbrushes in case anyone stays the night and forgets theirs or I need one for cleaning a tight spot.
By carrying your coupon book in your car you will have it "just in case". One day I stopped at Kroger to waist some time since I was early picking up kids from school. I just walked up and down their isles looking at what was on sale. I end up purchasing 3 cans of Pillsbury cinnamon rolls, 2 Pillsbury Cresant rolls, 1 regular type Pillsbury can of rolls, one toothbrush, 2-4roll pkg of Contenelle (sp?) toilet paper, one can of dog food and only spent $1.43!
If you need any help or other ideas please feel free to contact me.
Good Luck!
J. P