S.C.
At least you have insurance so that will definitely be a huge help to you. And yes, hospitals do have payment plans. You may also be eligable for a discount based off your income and other factors, even if you do have insurance. Once you get the bill from the hospital, contact their finance department and ask to speak to someone about it. They will tell you exactly what you need to provide to be considered for it. Even if they give you 10%, it's still something!