I agree with who posted the comment about payday loans. In my algebra class last fall, we figured out the interest on a loan and it ended up being about 1 2/3 more in interest than the original loan. Stay away at all costs! Any employer savings plan is your best bet now.
I'm also a single mom of two, who's ex gambled away ALL of our savings and any cushion we may have had. You might want to start with SRS and check out any programs they have that you qualify for. I have my kids on Healthwave and I think they also offer plans for adults if you qualify. You can also check out if you're qualified for food stamps or child care assistance. If you apply, do not go online, call the office. I applied online 3 times and was turned down for Healthwave, but when I went and talked to a counselor at the office, was approved WITH ALL THE SAME INFORMATION I HAD ORIGINALLY APPLIED WITH!!! They can also assist with getting back child support.
I returned to school last fall, after being a SAHM for 10 years, and received scholarships and student loans. I work full time, and go to class online and 2 classes a week. I figure it's my best shot to increase my income. It's too late to apply for this fall, but if you want to return to school, start applying in January.
If worse comes to worse, you can always file for bankruptcy. I know it's drastic, but if you're so stressed out, it may be an option. I have a friend who's husband specializes in bankruptcy, and his name is William Turner, and I'm sure he's in the phone book. His office is near downtown OP, on Conser, I believe.
Keep your head up, and email me if you need to vent!