Single Mom in Need of Some Real Help

Talk to your employer, let them know what is going on.

You should have transportation through your insurance.

Network, someone might know someone who has a vehicle for you.

Try mass transit, car pool, etc. Talk to your church, neighbors, friends, go to the local chapters that offer help in your area.

ask a coworker to car pool
cab
bus
rental
buy a beater
borrow a car
walk

ETA: If you were NOT at fault - then the other car owner should have insurance and they should take care of you. If you both don't have insurance? Don't know what to tell you....not trying to be mean. Really. but really irresponsible.
___________________________________________

M.:

I'm truly sorry you were in an accident and totaled your car.

Make a list of everything you need to do. And check it off as you go. Write down who you speak with - include date and time and keep your notes in a location that you won't forget - like in a journal or spiral notebook.

The first thing I would do is contact my employer and tell them what happened. Provide a police report for verification. You never know - there might be someone who lives near you who can take you to and from work.

The next thing I would do is contact my insurance company. Have them tell me how much my car was worth and when I will be getting a check for it's being totaled. Ask if you have rental car ability while you are searching for a new car.

Then contact your bank or any lending company to see what you qualify for in way of cars - how much can you spend and how much your payments would be.

Then contact your church. Find out if someone has an extra car they are willing to let you use, borrow or buy. You will NEVER know unless you ask.

If you have family nearby ask them for help as well.

Again - I'm truly sorry. I am glad to hear that no one is seriously injured. Good luck!

My insurance covers a rental in the event an accident renders my car undrivable. What does your agent say?

I'd imagine you'll get SOME money from your insurance, enough for a down payment on another car.

If you can't GET to your local car dealers, start by calling them.
You could have a car by the end of the day.

:)

Did you have full insurance? Do you have a support system, Church? Family? Friends?
Try not to stress out, I believe things will work themselves out, keep your faith. Count your blessings, be thankful for everything!
You are in my prayers!

Do you have mass transportation where you live? Carpool?

Get a ride from a friend, bus, taxi, whatever. You need to get to work. If the accident was the other person's fault, then you should check with their insurance company.

Contact your employer and let them know what happened. Hopefully there is someone in your office who you can carpool with.

I'm glad you and your daughter are okay. That is so scary!

Oh M.....I feel for you. Get a hold of your local news station and see if they can help, or know of who to contact to get this kind of help. Also go to DriveTime to see if you can get a new/used car for you and your little one. Make sure you alert your work of what happened and see if you can carpool with someone until you can get another vehicle. Get a hold of Salvation Army to see if they know of someone who can help you. Sometimes other charities may have contacts that could help. If I lived there, I would definitely offer to help you until you got on your feet. Bless your heart....Don't give up. OK? Hugs!

Does your insurance cover a rental? Some policies do... Also, maybe you can see if the baby sitter can get your daughter? Or if there are other kids, temporarily get a ride for her with another parent?

Not sure what sort of bus service you have but you can check into that, and last but most expensive - taxi. They may be willing to work out a special rate.

Also, check out your local church.. they may have somehting available.

Good luck!

The only thing I can think of is public transportation or asking a friend/relative/neighbor.

Here in CA, you can call a number that puts you in touch with commuters who do ridesharing. Perhaps you could use public transportation to get your child to daycare and then find a rideshare group that meets close to the daycare and ride to work with them.

I'll refrain from a lecture about driving without insurance. But be prepared - if the accident was your fault, you may very well get sued!

Check with your insurance company (and that any other driver involved in the accident) to see if a rental car is covered. Check into public transportation. See if you can afford a rental car on your own if it isn't covered by insurance. Talk to coworkers and see if you can carpool. If you have sick days or paid time off perhaps you will need to take it until you get the car situation figured out. Check out craigslist or classifieds and see if you can find a $500 car that can work as a runner until you get things settled with insurance.

Insurance companies are scam monsters but it sounds like you may have ruined your life.
I left abusive relationships, and lost custody to men that had more money and family support than me.
I hope you have family and friends to help you through this.
I live in my car in Thornton. I could help with rides to sitters and job, if your dream job pays enough for you to be able to compensate me for gas. Email me if I can help you in any way. My sister also lives in aurora and has a toddler girl, she may be able to help also.
Was the accident your fault? If not, you need to get an attorney ASAP.