We live in an area that shouldn't be affected by earthquakes or hurricanes, but we have tornadoes and all of us have the potential terror threat.
We have a meeting place that is within walking distance of our house and then we have a place we would meet if we had to go a great distance away form our house (grandparents' house a few cities away or a place in a city that would allow us a chance to get out by any means....planes, trains, autos, near another country's border, etc.)
We keep a kit in our car that has enough food, water, etc. in our car in case of blizzards, or fear of being stranded in the winter. We keep a container under our stairwell where we meet for tornado warnings that has needed things, flashlights, and TOYS.
Whatever the plan, everyone must remember it. Thanks for the reminder to talk about it with the hubs again.