S.J.
Are you debt free?
If no, have the yard sale. I go through the same back and forth each time, and I never regret having the yard sale (we still have student loan debt). You can donate till the cows come home when you don't owe money to lenders.
*to be clear, I am a HUGE fan of giving. But you need to live like no one else now, (ie deal w the pain of having the yard sale) so later you can give like no one else.
Signed, Dave Ramsey. OK, not really, this is S.. But you get the idea.
=)