Oh my gosh-don't we as women worry too much about hurting our men! I could get very Dr. Philish about a man that has put little effort into supporting his family or taking responsibility for his own survival but I do not know enough about your circumstances.
If you want to start out with the softer approach, set up a time for a family meeting or couple meeting telling him you want to talk about YOUR employment situation and develop a plan TOGETHER for the future or for the next 6 months if you prefer.
If you can afford it, I would start out by discussing that you will be unemployed as of May 31st and you yourself would like to take _________ off (be specific on your time line) then your detailed plan for obtaining a job after that. Perhaps you can say we can both buckle down and both start realy digging in and looking for jobs together. All depends on what you think would work best to motivate him. I would include in my time off the fact that this is a good opportunity fo the two of you to spend some time together and get away for a week or two.
I would come to the table with a spreadsheet of all household expenses. After discussing your plan with time off, then I would tell him you would like to set up a plan TOGETHER for getting back on track with covering your expenses.
Where would you like for us to be in 6 months? What are your thought or plans for retirement and how we will support ourselves so that we can enjoy that time?
I guess the bottom line is that a lot of men revert back to earlier years and want to be consoled by their Mother when confronted with problems or hardships. Be very careful though and so not buy into this. Overall, men generaly do not respond well to finger pointing, want to be an intricate part of the household plan and made to feel they count and are the head of the household whether this be a joint union or not. Sometimes we just have to learn how they operate without compromising our own desires and goals.
Sorry for all the rambling-this is a complicated matter. I hope this helps in some way.
E. W.