bad credit consolidation

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10

Bankruptcy -- Your Experiences

L.L. asks from Los Angeles

Hi, My husband's employment industry has tanked over the last four years and we've drained our savings in order to make our mortgage, home equity loan and credit car...

4

Seeking a Financial Advisor.....

M.R. asks from New York

Hello, I - along with probably many others in this time of high gas/oil prices - am having a hard time with my finances and getting them in order. My husband ...

12

Anyone Use One of Those National Debt Consolidators?

J.T. asks from New York

A very good friend is heavily indebted. I'm not sure how much but she's a spender and what they really need is Dave Ramsey from what everyone here says about it but ...

20

Feedback on Money Merge Account

S.B. asks from Austin

We have a family member who is recommending that we use what is called a "Money Merge Account", a product of United First financial. It is basically a line of credit ...

25

Financial Problems

C.A. asks from Wichita

My husbands grandma suggested that I file bankruptcy. I am hesitant because of the major affect on your credit. One of my other friends did debt consolidation so mayb...

18

We Need Help

E.W. asks from Phoenix

Okay like many others my husband and I are in over our heads in debt. My husband lost his job at the begining of the year. Even though he was able to find wnother job...

13

Time Between Children?

T.K. asks from Chicago

My question is, what is the best age difference between your children? I really want to have another baby, my son is 16 months old. I know that we can't afford it, ...

25

People Who Have Tackled Debt

A.S. asks from Los Angeles

We have 30k, yes 30k of credit card debt. Didnt even know it was that high until we added it up and I cried. We bought Dave Ramsey's "Total Money Makeover" book and...

11

Contact with Debt Collectors

S.M. asks from State College

I recently went through the file labeled "DEBT" in my cabinet. Several of them were from banks with overdue balance, which I think I can work out fairly easily since...

30

Financial Advise

S.S. asks from Lansing

I know a lot of you out there are probably in the same boat. I need quick advice from someone qualified to give advice please!!! I have been a SAHM for years. Times h...

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Answer Highlights

  • kids wear their summer clothes in 2 answers "... in September because it is still hot and the kids wear their summer clothes ..."
  • set up a payment schedule in 2 answers "... been unable to make any payments but would like to set up a payment schedule ..."
  • pay off your loans in 2 answers "... no problem paying what I owe but creditors don't want you to pay off your loans."
  • your credit score in 4 answers "And they do it BEFORE you miss payments and jeopardize your credit score."
  • pay off your debt in 2 answers "They explain to you how to pay off your debt without an agency or using another loan ..."